PERSONAL FINANCE

Personal Loan for Every Need

Instant approval • No collateral • Flexible repayment • Minimal documentation

Check Your FREE Credit Score
Calculate EMI Apply Now
₹1 Crore
Maximum Loan
10.5%
Interest From
7 Years
Max Tenure
48 Hours
Quick Approval

Why Choose Our Personal Loan?

Fast, flexible, and hassle-free financing for all your personal needs

Instant Approval

Get loan approval within 48 hours with minimal documentation

No Collateral

Unsecured loan - no need to pledge any assets or property

Low Interest Rates

Competitive rates starting from 10.5% p.a. based on profile

Flexible Tenure

Choose repayment period from 12 months to 7 years

High Loan Amount

Avail loans up to ₹1 crore based on your eligibility

Minimal Documents

Simple documentation - just KYC, income proof & bank statement

LOAN USAGE

Perfect For Every Occasion

Wedding Expenses
Medical Emergency
Education Expenses
Home Renovation
Travel & Vacation
Debt Consolidation
Electronics Purchase
Business Startup

Eligibility Criteria

  • Age: 21 to 60 years
  • Income: Min ₹15,000/month (Salaried)
  • Employment: Salaried / Self-employed
  • CIBIL Score: 750+ (Preferred)
  • Citizenship: Indian Resident

Documents Required

Aadhaar Card

PAN Card

Salary Slips (3 months)

Bank Statement (6 months)

Address Proof

Passport Size Photos

FINANCIAL PLANNING TOOLS

EMI & Balance Transfer Calculator

Calculate your loan EMI or compare balance transfer savings instantly

₹10,00,000
₹50K ₹1Cr
10.5%
5% 20%
5 Years
1Y 7Y
Monthly EMI
₹21,348
Principal Amount
₹10,00,000
Total Interest
₹2,80,880
Total Payment
₹12,80,880
Principal: 78.1%
Interest: 21.9%
₹10,00,000
₹1L ₹1Cr
5 Years
1Y 7Y
10.5%
5% 20%
9.5%
5% 20%
Current EMI
₹21,348
New EMI
₹20,804
💰
Total Savings with Balance Transfer
₹32,640
Monthly Savings: ₹544 • Over 5 years
Current Total Payment
₹12,80,880
New Total Payment
₹12,48,240
Apply for Personal Loan Get Expert Advice

PERSONAL LOAN FAQS

Frequently Asked Questions

What is the maximum loan amount I can get?

You can get a personal loan up to ₹1 crore based on your income, credit score, and repayment capacity. The exact amount will be determined after assessing your profile.

How quickly can I get the loan disbursed?

With complete documentation, loan approval happens within 48 hours. Disbursement is done within 24 hours of final approval directly to your bank account.

Is any collateral required for personal loan?

No, personal loans are unsecured loans that don't require any collateral. The loan is sanctioned based on your income, credit score, and employment stability.

Can I prepay my personal loan?

Yes, you can prepay your personal loan anytime. Most lenders don't charge prepayment penalties. However, it's recommended to check with your specific lender's prepayment policy.

What documents are needed for personal loan?

Basic documents include Aadhaar & PAN card, salary slips (last 3 months), bank statements (last 6 months), address proof, and passport size photographs. Self-employed individuals need ITR and business proof.

Ready to Get Your Personal Loan?

Get instant approval with competitive interest rates

Apply via WhatsApp Email: ops.finarrow@gmail.com