/* ============================================
   FINARROW - MULTI-PAGE WEBSITE CSS
   Professional Dark Theme + Responsive Design
============================================ */

.logo-img {
    height: 45px;
    width: auto;
    object-fit: contain;
    transition: transform 0.3s ease;
}

.logo-img:hover {
    transform: scale(1.05);
}

/* Keep the old logo-icon as fallback */
.logo-icon {
    display: none;
}



/* ===== CSS Variables ===== */
:root {
    /* Primary Colors */
    --primary-dark: #0A1628;
    --primary-navy: #1a2332;
    --primary-blue: #2a3f5f;
    
    /* Accent Colors */
    --accent-gold: #F5A623;
    --accent-amber: #FDB913;
    --accent-orange: #FF8C42;
    
    /* Neutral Colors */
    --white: #FFFFFF;
    --light-gray: #F8F9FA;
    --medium-gray: #E9ECEF;
    --text-gray: #ADB5BD;
    --dark-gray: #495057;
    
    /* Gradients */
    --gradient-primary: linear-gradient(135deg, #F5A623 0%, #FF8C42 100%);
    --gradient-dark: linear-gradient(135deg, #0A1628 0%, #1a2332 100%);
    --gradient-overlay: linear-gradient(135deg, rgba(10, 22, 40, 0.95) 0%, rgba(26, 35, 50, 0.85) 100%);
    
    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.08);
    --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.12);
    --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.16);
    --shadow-xl: 0 16px 48px rgba(0, 0, 0, 0.24);
    --shadow-gold: 0 8px 32px rgba(245, 166, 35, 0.3);
    
    /* Typography */
    --font-primary: 'Inter', sans-serif;
    --font-display: 'Sora', sans-serif;
    
    /* Transitions */
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-base: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: all 0.6s cubic-bezier(0.19, 1, 0.22, 1);
}


/* Reset & Base - CRITICAL FOR SCROLLING */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
}

body {
    font-family: var(--font-primary);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dark-gray);
    background: var(--white);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    margin: 0;
    padding: 0;
    width: 100%;
    min-height: 100vh;
}


/* ===== Reset & Base ===== */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
}

body {
    font-family: var(--font-primary);
    font-size: 16px;
    line-height: 1.7;
    color: var(--dark-gray);
    background: var(--white);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: 1320px;
    width: 100%;
    margin: 0 auto;
    padding: 0 24px;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-base);
}

.text-center { text-align: center; }

/* ===== Navigation ===== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    padding: 16px 0;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--medium-gray);
    z-index: 999;
    transition: var(--transition-base);
}

.navbar.scrolled {
    padding: 10px 0;
    box-shadow: var(--shadow-md);
}

.nav-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 22px;
    color: var(--primary-dark);
}

.logo-icon {
    width: 42px;
    height: 42px;
    background: var(--gradient-primary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 20px;
    font-weight: 700;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 28px;
    align-items: center;
}

.nav-link {
    font-size: 14px;
    font-weight: 500;
    color: var(--dark-gray);
    position: relative;
    transition: var(--transition-base);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gradient-primary);
    transition: width 0.3s ease;
}

.nav-link:hover, .nav-link.active {
    color: var(--accent-gold);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 100%;
}

.nav-dropdown {
    position: relative;
}

.nav-dropdown .nav-link i {
    font-size: 10px;
    margin-left: 4px;
}

.dropdown-menu {
    position: absolute;
    top: calc(100% + 20px);
    left: 0;
    min-width: 220px;
    background: var(--white);
    border-radius: 12px;
    box-shadow: var(--shadow-xl);
    padding: 8px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: var(--transition-base);
}

.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 14px;
    border-radius: 8px;
    font-size: 13px;
    color: var(--dark-gray);
    transition: var(--transition-fast);
}

.dropdown-item:hover {
    background: var(--light-gray);
    color: var(--accent-gold);
    padding-left: 18px;
}

.dropdown-item i {
    color: var(--accent-gold);
    font-size: 14px;
}

/* PIN Code Search */
.pincode-search {
    display: flex;
    align-items: center;
    gap: 4px;
    background: var(--light-gray);
    padding: 6px 10px;
    border-radius: 25px;
}

.pincode-search input {
    border: none;
    background: transparent;
    width: 100px;
    font-size: 13px;
    outline: none;
    color: var(--dark-gray);
}

.pincode-search input::placeholder {
    color: var(--text-gray);
}

.btn-search {
    width: 30px;
    height: 30px;
    background: var(--gradient-primary);
    border: none;
    border-radius: 50%;
    color: var(--white);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-base);
}

.btn-search:hover {
    transform: scale(1.1);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

.btn-icon {
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid var(--medium-gray);
    border-radius: 50%;
    color: var(--dark-gray);
    transition: var(--transition-base);
}

.btn-icon:hover {
    background: var(--gradient-primary);
    border-color: transparent;
    color: var(--white);
    transform: scale(1.1);
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.hamburger span {
    width: 24px;
    height: 2px;
    background: var(--primary-dark);
    transition: var(--transition-base);
}

/* ===== Buttons ===== */
.btn-primary {
    padding: 12px 28px;
    background: var(--gradient-primary);
    color: var(--white);
    border-radius: 50px;
    font-weight: 600;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition-base);
    border: none;
    cursor: pointer;
    box-shadow: var(--shadow-md);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-gold);
}

.btn-primary.btn-lg {
    padding: 16px 36px;
    font-size: 15px;
    gap: 10px;
}

.btn-primary.btn-block {
    width: 100%;
    justify-content: center;
}

.btn-outline {
    padding: 12px 28px;
    background: transparent;
    border: 2px solid var(--primary-dark);
    color: var(--primary-dark);
    border-radius: 50px;
    font-weight: 600;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition-base);
}

.btn-outline:hover {
    background: var(--primary-dark);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-outline.light {
    border-color: var(--white);
    color: var(--white);
}

.btn-outline.light:hover {
    background: var(--white);
    color: var(--primary-dark);
}

.btn-outline.btn-lg {
    padding: 16px 36px;
    font-size: 15px;
}

.btn-text {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--accent-gold);
    font-weight: 600;
    font-size: 14px;
    transition: var(--transition-base);
}

.btn-text:hover {
    gap: 12px;
}

/* ===== Hero Section ===== */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
    padding: 130px 0 70px;
}

.hero-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -1;
}

.hero-video {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--gradient-overlay);
}

.hero-content {
    text-align: center;
    color: var(--white);
    max-width: 900px;
    margin: 0 auto;
}

.hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 20px;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 50px;
    font-size: 12px;
    font-weight: 500;
    margin-bottom: 28px;
}

.hero-tag i {
    color: var(--accent-gold);
}

.hero-title {
    font-family: var(--font-display);
    font-size: clamp(36px, 5.5vw, 62px);
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 20px;
    letter-spacing: -1px;
}

.gradient-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: clamp(15px, 1.8vw, 18px);
    line-height: 1.7;
    opacity: 0.9;
    margin-bottom: 40px;
    font-weight: 300;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    margin-bottom: 70px;
    flex-wrap: wrap;
}

.hero-stats {
    display: flex;
    gap: 40px;
    justify-content: center;
    padding-top: 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
    flex-wrap: wrap;
}

.stat-item {
    text-align: center;
}

.stat-number {
    font-family: var(--font-display);
    font-size: 42px;
    font-weight: 700;
    color: var(--accent-gold);
    margin-bottom: 6px;
}

.stat-label {
    font-size: 13px;
    opacity: 0.8;
    font-weight: 300;
}

.stat-divider {
    width: 1px;
    height: 50px;
    background: rgba(255, 255, 255, 0.2);
}


.scroll-indicator {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
}

.mouse {
    width: 22px;
    height: 36px;
    border: 2px solid rgba(255, 255, 255, 0.4);
    border-radius: 18px;
    position: relative;
}

.mouse::before {
    content: '';
    width: 4px;
    height: 8px;
    background: var(--accent-gold);
    border-radius: 4px;
    position: absolute;
    top: 8px;
    left: 50%;
    transform: translateX(-50%);
    animation: scroll-down 2s infinite;
}


@keyframes scroll-down {
    0% { top: 8px; opacity: 1; }
    100% { top: 22px; opacity: 0; }
}

/* ===== Brands Section ===== */
.brands {
    padding: 50px 0;
    background: var(--light-gray);
    border-bottom: 1px solid var(--medium-gray);
    overflow: hidden;
}

.brands-title {
    text-align: center;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--dark-gray);
    margin-bottom: 32px;
}

.brands-slider {
    overflow: hidden;
}

.brands-track {
    display: flex;
    gap: 56px;
    animation: slide 40s linear infinite;
    width: fit-content;
}

.brands-track span {
    font-size: 18px;
    font-weight: 600;
    color: var(--dark-gray);
    opacity: 0.4;
    white-space: nowrap;
    transition: var(--transition-base);
}

.brands-track span:hover {
    opacity: 0.8;
}

@keyframes slide {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* ===== Services Section ===== */
.services {
    padding: 100px 0;
    background: var(--light-gray);
}

.section-label {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent-gold);
    margin-bottom: 14px;
}

.section-label.light {
    color: rgba(255, 255, 255, 0.8);
}

.section-title {
    font-family: var(--font-display);
    font-size: clamp(28px, 3.8vw, 44px);
    font-weight: 700;
    line-height: 1.3;
    color: var(--primary-dark);
    margin-bottom: 20px;
}

.section-title.light {
    color: var(--white);
}

.section-text {
    font-size: 16px;
    line-height: 1.8;
    color: var(--dark-gray);
    margin-bottom: 36px;
}

.section-text.light {
    color: rgba(255, 255, 255, 0.8);
}

.section-header {
    text-align: center;
    max-width: 750px;
    margin: 0 auto 70px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-bottom: 70px;
}

.service-card {
    background: var(--white);
    padding: 36px 28px;
    border-radius: 18px;
    box-shadow: var(--shadow-sm);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.service-card:hover::before {
    transform: scaleX(1);
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.service-card.featured {
    background: #fefae0;
    border: 2px solid var(--accent-gold);
    box-shadow: 0 12px 32px rgba(245, 166, 35, 0.3);
}


.featured-badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: var(--gradient-primary);
    color: var(--black);
    padding: 5px 14px;
    border-radius: 50px;
    font-size: 10px;
    font-weight: 600;
    text-transform: uppercase;
}

.service-icon {
    width: 58px;
    height: 58px;
    background: var(--light-gray);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    color: var(--accent-gold);
    margin-bottom: 20px;
}

.service-card.featured .service-icon {
    background: rgba(255, 255, 255, 0.1);
    color: var(--white);
}

.service-card h3 {
    font-size: 20px;
    font-weight: 600;
    margin-bottom: 14px;
    color: var(--primary-dark);
}

.service-card.featured h3 {
    color: var(--black);
}

.service-card p {
    font-size: 14px;
    line-height: 1.7;
    color: var(--black);
    margin-bottom: 20px;
}

.service-card.featured p {
    color: var(--black);
}

.service-features {
    list-style: none;
    margin-bottom: 28px;
}

.service-features li {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 0;
    font-size: 13px;
    color: var(--black);
}

.service-card.featured .service-features li {
    color: var(--black);
}

.service-features i {
    color: var(--accent-gold);
    font-size: 14px;
}

/* More Services */
.more-services {
    text-align: center;
}

.more-services h4 {
    font-size: 18px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 28px;
}

.more-services-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 18px;
}

.mini-card {
    background: var(--white);
    padding: 20px 14px;
    border-radius: 12px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    transition: var(--transition-base);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
}

.mini-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.mini-card i {
    font-size: 24px;
    color: var(--accent-gold);
}

.mini-card span {
    font-size: 12px;
    font-weight: 600;
    color: var(--primary-dark);
}

.mini-card.view-all {
    background: var(--primary-dark);
}

.mini-card.view-all i,
.mini-card.view-all span {
    color: var(--white);
}

/* ===== About Preview ===== */
.about-preview {
    padding: 100px 0;
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: center;
}

.about-image {
    position: relative;
}

.about-image img {
    width: 100%;
    height: 550px;
    object-fit: cover;
    border-radius: 18px;
    box-shadow: var(--shadow-xl);
}

.image-badge {
    position: absolute;
    bottom: 35px;
    right: 35px;
    background: var(--gradient-primary);
    padding: 20px 28px;
    border-radius: 14px;
    text-align: center;
    color: var(--white);
    box-shadow: var(--shadow-gold);
}

.badge-number {
    font-size: 32px;
    font-weight: 700;
    line-height: 1;
    margin-bottom: 4px;
}

.badge-text {
    font-size: 12px;
    font-weight: 500;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-bottom: 36px;
}

.feature-box {
    padding: 20px;
    background: var(--light-gray);
    border-radius: 12px;
    transition: var(--transition-base);
}

.feature-box:hover {
    background: var(--white);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.feature-icon {
    width: 44px;
    height: 44px;
    background: var(--gradient-primary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 18px;
    margin-bottom: 14px;
}

.feature-box h4 {
    font-size: 15px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 6px;
}

.feature-box p {
    font-size: 13px;
    color: var(--dark-gray);
    line-height: 1.6;
}

/* ===== Bank Logos Section ===== */
.bank-logos {
    padding: 80px 0;
    background: var(--white);
}

.bank-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 40px;
}

.bank-item {
    background: var(--light-gray);
    padding: 30px 20px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-base);
}

.bank-item:hover {
    background: var(--white);
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.bank-item img {
    width: 100%;
    max-width: 140px;
    opacity: 0.7;
    transition: var(--transition-base);
}

.bank-item:hover img {
    opacity: 1;
}

/* ===== Why Choose Us ===== */
.why-choose-us {
    padding: 100px 0;
    background: var(--light-gray);
}

.features-showcase {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 50px;
}

.feature-card {
    background: var(--white);
    padding: 32px 24px;
    border-radius: 16px;
    text-align: center;
    transition: var(--transition-base);
    position: relative;
    overflow: hidden;
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.feature-number {
    position: absolute;
    top: 16px;
    right: 16px;
    font-size: 32px;
    font-weight: 800;
    color: rgba(245, 166, 35, 0.1);
}

.feature-icon-large {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    background: linear-gradient(135deg, rgba(245, 166, 35, 0.1), rgba(255, 140, 66, 0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.feature-icon-large i {
    font-size: 32px;
    color: var(--accent-gold);
}

.feature-card h3 {
    font-size: 18px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 12px;
}

.feature-card p {
    font-size: 14px;
    line-height: 1.7;
    color: var(--dark-gray);
}

/* ===== Apply Section ===== */
.apply-section {
    padding: 100px 0;
    background: var(--gradient-dark);
}

.apply-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.apply-benefits {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin-top: 32px;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 10px;
    color: var(--white);
    font-size: 14px;
}

.benefit-item i {
    color: var(--accent-gold);
    font-size: 18px;
}

.apply-form-card {
    background: var(--white);
    padding: 40px 36px;
    border-radius: 20px;
    box-shadow: var(--shadow-xl);
}

.loan-form .form-group {
    margin-bottom: 20px;
}

.loan-form label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 8px;
}

.loan-form label i {
    color: var(--accent-gold);
    margin-right: 4px;
}

.loan-form input,
.loan-form select,
.loan-form textarea {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--medium-gray);
    border-radius: 10px;
    font-size: 14px;
    font-family: inherit;
    transition: var(--transition-base);
}

.loan-form input:focus,
.loan-form select:focus,
.loan-form textarea:focus {
    outline: none;
    border-color: var(--accent-gold);
}

.form-note {
    text-align: center;
    font-size: 12px;
    color: var(--text-gray);
    margin-top: 16px;
}

.form-note i {
    color: var(--accent-gold);
}

/* ===== Compact EMI Calculator ===== */
.emi-calculator-compact {
    padding: 80px 0;
    background: var(--white);
}

.calculator-compact-card {
    max-width: 900px;
    margin: 0 auto;
    background: var(--light-gray);
    padding: 40px;
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 40px;
    align-items: center;
}

.calc-inputs {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.input-item label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 10px;
}

.input-item input[type="range"] {
    width: 100%;
    height: 6px;
    border-radius: 3px;
    background: var(--medium-gray);
    outline: none;
    -webkit-appearance: none;
}

.input-item input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--gradient-primary);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(245, 166, 35, 0.4);
}

.input-item input[type="range"]::-moz-range-thumb {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--gradient-primary);
    cursor: pointer;
    border: none;
    box-shadow: 0 2px 8px rgba(245, 166, 35, 0.4);
}

.input-item .value {
    display: block;
    margin-top: 8px;
    font-size: 16px;
    font-weight: 600;
    color: var(--accent-gold);
}

.calc-result {
    text-align: center;
    background: var(--white);
    padding: 30px 20px;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
}

.result-label {
    font-size: 13px;
    color: var(--dark-gray);
    margin-bottom: 8px;
}

.result-amount {
    font-size: 36px;
    font-weight: 800;
    color: var(--accent-gold);
    margin-bottom: 20px;
    font-family: var(--font-display);
}

/* ===== Process Section ===== */
.process {
    padding: 100px 0;
    background: var(--white);
}

.process-steps {
    max-width: 1100px;
    margin: 50px auto 0;
    display: grid;
    grid-template-columns: repeat(7, 1fr);
    gap: 0;
    align-items: center;
}

.process-step {
    text-align: center;
}

.step-icon {
    width: 70px;
    height: 70px;
    background: var(--light-gray);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    color: var(--accent-gold);
    margin: 0 auto 20px;
    transition: var(--transition-base);
}

.process-step:hover .step-icon {
    background: var(--gradient-primary);
    color: var(--white);
    transform: scale(1.1);
}

.process-step h3 {
    font-size: 16px;
    font-weight: 600;
    color: var(--primary-dark);
    margin-bottom: 10px;
}

.process-step p {
    font-size: 13px;
    line-height: 1.6;
    color: var(--dark-gray);
}

.process-line {
    width: 100%;
    height: 2px;
    background: var(--medium-gray);
    position: relative;
}

.process-line::after {
    content: '→';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    color: var(--accent-gold);
    font-size: 18px;
    background: var(--white);
    padding: 0 6px;
}

/* ===== Testimonials ===== */
.testimonials {
    padding: 100px 0;
    background: var(--white);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.testimonial-card {
    background: var(--light-gray);
    padding: 36px 28px;
    border-radius: 18px;
    transition: var(--transition-base);
}

.testimonial-card:hover {
    background: var(--white);
    box-shadow: var(--shadow-xl);
    transform: translateY(-8px);
}

.rating {
    color: var(--accent-gold);
    font-size: 13px;
    margin-bottom: 20px;
}

.testimonial-text {
    font-size: 14px;
    line-height: 1.8;
    color: var(--dark-gray);
    margin-bottom: 28px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
}

.testimonial-author img {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    object-fit: cover;
}

.testimonial-author strong {
    display: block;
    font-size: 15px;
    color: var(--primary-dark);
    margin-bottom: 4px;
}

.testimonial-author span {
    display: block;
    font-size: 12px;
    color: var(--dark-gray);
}

/* ===== CTA Section ===== */
.cta {
    padding: 100px 0;
    background: var(--gradient-primary);
}

.cta-content {
    text-align: center;
    color: var(--white);
    max-width: 750px;
    margin: 0 auto;
}

.cta-content h2 {
    font-family: var(--font-display);
    font-size: clamp(28px, 3.8vw, 44px);
    font-weight: 700;
    margin-bottom: 18px;
}

.cta-content p {
    font-size: 17px;
    margin-bottom: 42px;
    opacity: 0.95;
}

.cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-buttons .btn-primary {
    background: var(--white);
    color: var(--accent-gold);
}

.cta-buttons .btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 40px rgba(255, 255, 255, 0.3);
}

/* ===== Footer ===== */
.footer {
    background: var(--primary-dark);
    color: var(--white);
    padding: 70px 0 28px;
}

.footer-top {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 56px;
    margin-bottom: 56px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 18px;
}

.footer-col p {
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.8;
    margin-bottom: 20px;
    font-size: 14px;
}

.social-links {
    display: flex;
    gap: 10px;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-base);
}

.social-links a:hover {
    background: var(--accent-gold);
    transform: translateY(-3px);
}

.footer-col h4 {
    font-size: 17px;
    font-weight: 600;
    margin-bottom: 20px;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 10px;
}

.footer-col ul li a {
    color: rgba(255, 255, 255, 0.7);
    font-size: 14px;
    transition: var(--transition-base);
}

.footer-col ul li a:hover {
    color: var(--accent-gold);
    padding-left: 4px;
}

.contact-list li {
    display: flex;
    align-items: center;
    gap: 10px;
}

.contact-list i {
    color: var(--accent-gold);
}

.footer-bottom {
    text-align: center;
    padding-top: 28px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.5);
    font-size: 13px;
    margin-bottom: 6px;
}

.developer-credit a {
    color: var(--accent-gold);
    font-weight: 600;
}

/* ===== WhatsApp Float ===== */
.whatsapp-float {
    position: fixed;
    bottom: 28px;
    right: 28px;
    width: 58px;
    height: 58px;
    background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    color: var(--white);
    box-shadow: var(--shadow-xl);
    z-index: 1000;
    transition: var(--transition-base);
}

.whatsapp-float:hover {
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 12px 40px rgba(37, 211, 102, 0.5);
}

.pulse-ring {
    position: absolute;
    width: 100%;
    height: 100%;
    border: 3px solid #25D366;
    border-radius: 50%;
    animation: pulse 2s ease-out infinite;
}

@keyframes pulse {
    0% { transform: scale(1); opacity: 1; }
    100% { transform: scale(1.4); opacity: 0; }
}

/* ===== Responsive Design ===== */
@media (max-width: 1024px) {
    .about-grid,
    .apply-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .services-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }

    .more-services-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .footer-top {
        grid-template-columns: 1fr 1fr;
    }

    .features-showcase {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .calculator-compact-card {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .hamburger {
        display: flex;
    }

    .nav-menu {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        max-width: 340px;
        height: calc(100vh - 80px);
        background: var(--white);
        flex-direction: column;
        padding: 28px 20px;
        gap: 20px;
        box-shadow: var(--shadow-xl);
        align-items: flex-start;
        transition: left 0.3s ease;
        overflow-y: auto;
    }

    .nav-menu.active {
        left: 0;
    }

    .pincode-search {
        order: -1;
        width: 100%;
    }

    .pincode-search input {
        width: 100%;
    }

    .hero {
        padding: 110px 0 50px;
    }

    .hero-title {
        font-size: 32px;
    }

    .hero-stats {
        gap: 28px;
    }

    .stat-divider {
        display: none;
    }

    .process-steps {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .process-line {
        display: none;
    }

    .more-services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .about-image img {
        height: 380px;
    }

    .features-showcase {
        grid-template-columns: 1fr;
    }

    .bank-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }

    .hero-title {
        font-size: 28px;
    }

    .hero-buttons {
        flex-direction: column;
        align-items: stretch;
    }

    .btn-primary.btn-lg,
    .btn-outline.btn-lg {
        justify-content: center;
    }

    .more-services-grid {
        grid-template-columns: 1fr;
    }

    .whatsapp-float {
        width: 52px;
        height: 52px;
        font-size: 24px;
        bottom: 20px;
        right: 20px;
    }

    .apply-benefits {
        grid-template-columns: 1fr;
    }
}

/* ===== Animations ===== */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in-up {
    animation: fadeInUp 0.8s ease-out;
}






/* ============================================
   MOBILE MENU FIX - MUST BE AT END
   ============================================ */